The Aeroplan® Credit score Card (see charges and costs) from Chase is a precious cobranded airline bank card that gives cardholders ongoing worth for a low annual payment.
The cardboard at present provides a excessive welcome bonus however comes with a caveat, which we’ll discover beneath.
Earlier than you assume that the Aeroplan card has nothing to supply for those who do not stay in Canada, perceive that this loyalty program will be very precious.
Let’s analyze the present Aeroplan card welcome bonus and its worth.
Aeroplan card welcome provide
The $95-per-year Aeroplan card is providing new cardholders the chance to earn as much as 100,000 bonus factors. You’ll be able to earn 75,000 bonus factors after spending $4,000 on purchases within the first three months from account opening, plus a further 25,000 bonus factors after spending $20,000 within the first 12 months from account opening.
The standard provide on this card is 50,000-60,000 factors, so something from 75,000 factors and above is value contemplating.
TPG’s September 2025 valuations peg Aeroplan factors at 1.4 cents apiece, making this welcome provide value as much as $1,400.
Take into account that this card is affected by Chase’s 5/24 rule, which implies you’ll possible not be accredited when you’ve got been accredited for 5 or extra playing cards previously 24 months, no matter which issuer they’re from.
In case you are eligible, try our concepts for rapidly assembly a minimal spending requirement, together with prepaying insurance coverage, lease or taxes to earn your entire welcome provide.
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You can additionally use the cardboard to place a down fee on a brand new automobile or buy factors or miles.
Aeroplan card incomes charges
The Aeroplan card is value extra than simply the welcome bonus. The cardboard is a powerful earner in spending classes and accrues factors on the following charges:
Moreover, cardholders will get a 500-point bonus for each $2,000 spent on the cardboard per calendar month, as much as 1,500 bonus factors per 30 days. It is a significantly good profit whilst you work towards hitting the lofty minimal spending requirement for this card’s welcome provide.
Aeroplan card key advantages
Past the factors that you would be able to earn, the Aeroplan card additionally provides a number of fascinating advantages:
- Computerized Aeroplan 25K elite standing for the yr by which you open the cardboard and the next calendar yr
- Computerized Star Alliance Silver elite standing, with entry to precedence wait-listing and standby, so long as you might have Aeroplan 25K standing
- First free checked bag on Air Canada-operated flights, together with as much as eight companions on the identical reservation
- Spend $15,000 yearly on the cardboard to keep up 25K standing, or spend $50,000 yearly to get a one-tier standing enhance*
- Journey protections, equivalent to auto rental insurance coverage, baggage delay insurance coverage, roadside help, journey cancellation and interruption insurance coverage and journey delay reimbursement
- As much as $120 assertion credit score for a International Entry, TSA PreCheck or Nexus utility each 4 years
- Redeem factors as much as 1.25 cents apiece to cowl purchases made on the cardboard (as much as 200,000 factors or $2,500 yearly) by Pay Your self Again
- World Elite Mastercard advantages, together with entry to Mastercard Priceless experiences, on a regular basis reductions and provides, 24/7 concierge service and extra
- No international transaction charges
* Elite standing necessities will change on Jan. 1, 2026
As of Jan. 1, 2026, Aeroplan will transfer to a spend-based system for incomes and sustaining elite standing. After spending $75,000 in a calendar yr, cardholders will earn Aeroplan 35K standing. Cardholders of the Aeroplan card have till Dec. 31, 2025, to spend $50,000 on their card to safe Aeroplan 35K standing till Jan. 2027.
Backside line
The Aeroplan card is among the most compelling airline bank cards in the marketplace. Not solely does it confer computerized elite standing on new cardholders, nevertheless it additionally earns factors rapidly and provides nice day-of-travel perks, together with an announcement credit score for a TSA PreCheck, International Entry or Nexus membership. You get all of that for only a cheap $95 annual payment.
Aeroplan factors are among the most useful out there, and this system has over 50 airline companions, making it one of the vital versatile currencies in the marketplace.
To be taught extra, learn our full overview of the Aeroplan card.
Apply right here: Aeroplan card
