Probably the most premium of Southwest’s cobranded choices, the Southwest® Fast Rewards® Efficiency Enterprise Credit score Card (see charges and charges) carries an annual price of $299.
Whereas that is considerably lower than the charges you will see on most premium choices from different airways, it’s a notable enhance from the Southwest® Fast Rewards® Premier Enterprise Credit score Card (see charges and charges) and the three Southwest private playing cards.
Plus, the Southwest Efficiency Enterprise (together with all of the Southwest playing cards) was refreshed in 2025 as a part of the provider’s sweeping enterprise mannequin adjustments. These adjustments embrace the top of open seating, the introduction of checked bag charges and the restructuring of the Fast Rewards loyalty program.
For those who’re a enterprise proprietor who prefers to fly Southwest Airways and wonder if you must add the Southwest Efficiency Enterprise to your pockets, this is what that you must learn about its worth.
Southwest Efficiency Enterprise welcome provide
The Southwest Efficiency Enterprise card is presently providing a welcome bonus of 120,000 bonus factors after spending $10,000 on purchases within the first three months from account opening.
TPG’s September 2025 valuations place Southwest miles at 1.35 cents every, making this bonus price $1,620, which is the perfect welcome bonus we have ever seen on the cardboard.
However earlier than making use of, you’ll want to test your eligibility. As a Chase card, the Southwest Efficiency Enterprise is topic to Chase’s 5/24 rule and Southwest bonus eligibility restrictions.
Associated: Southwest Fast Rewards: Information to incomes and redeeming factors, elite standing and extra
Incomes rewards with the Southwest Efficiency Enterprise
The Southwest Efficiency Enterprise offers excessive incomes charges because the premium enterprise card for Southwest loyalists.
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Here is what present cardholders can count on:
- 4 factors per greenback spent on Southwest Airways purchases
- 4 factors per greenback spent on Southwest Cruises*
- 3 factors per greenback spent on Fast Rewards resort and automotive rental companions*
- 2 factors per greenback spent at fuel stations and eating places
- 2 factors per greenback spent on resort lodging booked straight with the resort
- 2 factors per greenback spent on native transit and commuting, together with ride-hailing providers
- 2 factors per greenback spent on social media and search engine promoting, web, cable and telephone providers*
- 1 level per greenback spent on all different eligible purchases
*Ends Dec. 31.
Present cardholders could have entry to each new and expiring bonus classes.
As is predicted with essentially the most premium model of a cobranded card, the Southwest Efficiency Enterprise earns extra on Southwest purchases than you’d be capable to earn with every other cobranded Southwest card.
Nonetheless, on the finish of this yr, the cardboard will lose its business-specific bonus classes. As a substitute, it is going to depart extra classes oriented towards incomes extra on on a regular basis purchases, resembling fuel stations and eating places.
This may very well be a detrimental change for enterprise homeowners who steadily spend on bills resembling promoting and web providers.
Associated: The best way to rapidly earn the Southwest Companion Move
Southwest Efficiency Enterprise advantages
With the Southwest Efficiency Enterprise card, you will get these Southwest-specific perks:
- First checked bag free: An ordinary first checked bag prices $35 since Southwest began charging for baggage on Could 28.
- Inflight reductions: Cardholders obtain 25% again on inflight meals and beverage or Wi-Fi purchases.
- Most popular seat choice at reserving: Cardholders and as much as eight passengers touring on the identical reservation can choose most popular seating on the time of reserving (for flights working in 2026 and past), when accessible.
- Precedence boarding: Cardholders and as much as eight passengers touring on the identical reservation obtain Group 5 precedence boarding (for flights working in 2026 and past). A-Listing standing members can board with an earlier group.
- Limitless extra-legroom upgrades: Cardholders and as much as eight passengers touring on the identical reservation can choose extra-legroom seats when accessible inside 48 hours previous to departure (for flights working in 2026 and past).
- As much as 2,500 tier qualifying factors towards A-Listing standing for each $5,000 spent in purchases yearly
- 9,000 bonus factors yearly in your cardmember anniversary, price $122 per TPG’s September 2025 valuations
- 10,000 Companion Move qualifying factors increase yearly: Cardholders will solely have to earn 45,000 extra companion qualifying factors to earn the coveted Companion Move with this increase.
The next perks will expire on Dec. 31, as these advantages are extra tailor-made towards Southwest’s earlier enterprise mannequin:
- 4 Upgraded Boardings when accessible
- $500 price credit score for factors transfers per yr
- As much as 365 inflight Wi-Fi credit per yr
Plus, cardholders obtain a press release credit score of as much as $120 for his or her International Entry, TSA PreCheck or Nexus software price and pay no international transaction charges.
Enterprise homeowners pay no price for added worker playing cards and earn Fast Rewards factors on worker spending. Spending limits will be set on worker playing cards by calling cardmember providers.
The Southwest Efficiency Enterprise added a number of perks to assist present worth for cardholders amid the provider’s a number of adjustments to the inflight expertise (resembling charging for seat assignments and checked luggage).
For those who fly Southwest steadily, these advantages may stack up rapidly and offset the $299 annual price.
Associated: The best way to nonetheless get a free checked bag on Southwest flights
Southwest Efficiency Enterprise Options
In order for you Southwest-specific perks for a decrease annual price, you may desire the Southwest Premier Enterprise card.
Its decrease $149 annual price is well justified by its anniversary factors, free checked bag perk, most popular seat choice at reserving and extra. To be taught extra, learn our full evaluation of the Southwest Precedence Enterprise card.
For those who spend extra of your funds on enterprise and normal journey bills, you may desire the incomes construction of the Ink Enterprise Most popular® Credit score Card.
It earns 3 factors per greenback on the primary $150,000 spent yearly on journey, transport, web, cable, telephone providers and promoting with social media and engines like google. It carries a decrease $95 annual price and earns Chase Final Rewards factors, which you’ll be able to switch to Southwest or any of Chase’s different journey companions. To be taught extra, learn our full evaluation of the Ink Enterprise Most popular.
The data for the Ink Enterprise Most popular has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.
Associated: Southwest Efficiency vs. Premier: Which Fast Rewards enterprise bank card is best for you?
Backside line
For those who’re a enterprise proprietor who steadily flies Southwest, you will doubtless get sufficient worth from the anniversary factors, first checked bag free, seat choice and precedence boarding advantages on the Southwest Efficiency Enterprise card to justify its $299 annual price.
Plus, the present welcome bonus is the perfect we have seen within the card’s historical past. This makes now a wonderful time to use if you wish to leverage these advantages and earn a haul of Southwest factors.
For extra data, learn our full evaluation of the Southwest Efficiency Enterprise card.
Apply right here: Southwest Fast Rewards Efficiency Enterprise Card
