Marriott Bonvoy Boundless Credit score Card overview
Even in the event you aren’t a Marriott loyalist, the Marriott Bonvoy Boundless® Credit score Card (see charges and charges) is value contemplating. It comes with an annual free evening award and elite evening credit, however carries a decrease annual price than most different playing cards within the Marriott card lineup. Card ranking*: ⭐⭐⭐⭐
*Card ranking is predicated on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.
Marriott gives a card portfolio issued by each Chase and American Specific. Nonetheless, the Marriott Bonvoy Boundless Credit score Card from Chase stands out as the one mid-tier private Marriott Bonvoy card out there to new candidates.
This card includes a $95 annual price, and we advocate you will have a credit score rating of 670 or larger to extend your probabilities of being authorised. Even in the event you solely keep at Marriott properties as soon as in a blue moon, you possibly can profit from this card’s welcome bonus and advantages.
Let’s dive deeper to see whether or not the Marriott Bonvoy Boundless is smart on your pockets.
Marriott Bonvoy Boundless professionals and cons
Execs | Cons |
---|---|
|
|
Marriott Bonvoy Boundless welcome provide
New candidates for the Marriott Bonvoy Boundless can earn 125,000 bonus factors and one free evening award (valued as much as 50,000 factors) after spending $3,000 throughout the first three months of account opening. Word: Sure motels have resort charges.
TPG’s September 2025 valuations peg Marriott Bonvoy factors at 0.7 cents every, making this bonus value as much as $1,225 in the event you totally max out the free evening at 50,000 factors (for a complete welcome bonus of 175,000 factors).
This welcome provide is larger than the usual one we sometimes see, making now a very good time to use in the event you’ve been contemplating this card.
It is also necessary to notice the eligibility necessities for this card:
Reward your inbox with the TPG Each day e-newsletter
Be part of over 700,000 readers for breaking information, in-depth guides and unique offers from TPG’s consultants
- To be authorised, you will have to be below the Chase 5/24 rule since this card is issued by Chase.
- Moreover, Marriott cobranded playing cards are recognized for having strict and considerably complicated eligibility necessities, and sadly, the Boundless is topic to those guidelines.
Earlier than submitting an software, be sure you test the eligibility necessities. Usually, you shouldn’t have acquired a welcome bonus on one other Marriott or former Starwood Most popular Visitor bank card inside a sure time period when making use of for a brand new cobranded Marriott card.
Moreover, in the event you at the moment maintain a Marriott cobranded card, you is probably not eligible for this card’s welcome bonus now.
Associated: An entire information to the Marriott Bonvoy resort loyalty program
Marriott Bonvoy Boundless advantages
The Bonvoy Boundless comes with a $95 annual price, but it surely ought to be straightforward to get a number of hundred {dollars} in worth out of the cardboard’s perks yearly. Listed below are the most important ones to contemplate:
Anniversary free evening award
Annually, on account renewal, you will obtain a free evening certificates value as much as 35,000 factors. You too can prime off your certificates with as much as 15,000 extra factors, making it doubtlessly value 50,000 factors.
TPG’s September 2025 valuations peg the worth of 35,000 Marriott factors at $245, almost thrice the $95 annual price. Nevertheless it’s potential to get much more worth in the event you’re selective about redeeming your reward evening.

TPG senior motels reporter Tanner Saunders says, “I’ve discovered that my Boundless card virtually pays for itself because the annual free evening award rapidly covers the $95 annual price. Add that to the truth that the cardboard helps you earn so many factors on each greenback spent, and I have been in a position to make use of the factors I earned with the assistance of the cardboard for some nice stays, together with two nights in a one-bedroom suite at a resort in Atlanta the place charges had been sky-high once I went to see Taylor Swift.”
Elite standing
With the Bonvoy Boundless, you will earn automated Silver Elite standing, which comes with 10% bonus factors on stays and precedence late checkout.
The cardboard additionally gives a path to Gold Elite standing: spending $35,000 on purchases every calendar yr. Nonetheless, in order for you a card that gives complimentary Gold Elite standing with Marriott, contemplate The Platinum Card® from American Specific or The Enterprise Platinum Card® from American Specific (enrollment is required; phrases apply).
Though you possibly can unlock Gold Elite standing via spending, you are in all probability higher off incomes larger standing organically by way of the cardboard’s complimentary 15 elite evening credit, in addition to some stays booked immediately with Marriott. For instance, with the Boundless’ 15 nights, you’d solely want to remain 35 nights (as an alternative of fifty) to earn Platinum Elite standing.

If in case you have the Bonvoy Boundless and a Marriott enterprise card just like the Marriott Bonvoy Enterprise® American Specific® Card, you may get 30 elite evening credit annually simply from bank cards, leaving solely 20 nights to go to succeed in Platinum Elite.
One other pathway towards larger standing is incomes one elite evening credit score for each $5,000 you spend on purchases with this card.
Different perks
The above advantages symbolize a couple of hundred {dollars} in worth annually and simply make up for the $95 annual price. However the card additionally gives a couple of extra perks:
- Baggage delay insurance coverage: If a passenger provider delays your baggage for over six hours, Chase could reimburse you for important purchases as much as $100 a day for 5 days.
- Misplaced baggage reimbursement: If a passenger provider damages or loses your checked or carry-on baggage, Chase could reimburse you as much as $3,000 per lined traveler.
- No international transaction charges: This perk makes the Bonvoy Boundless best for making purchases and reserving resort stays around the globe.
- Buy safety: Chase covers most new purchases for 120 days towards harm or theft, as much as $500 per declare (capped at $50,000 per account).
- Journey delay reimbursement: In case you are delayed by greater than 12 hours or required to remain in a single day when touring on a typical provider, Chase could reimburse you for choose, in any other case unreimbursed bills, as much as $500 per lined traveler.
Associated: Free nights and simple standing: Why I’ve 3 Marriott Bonvoy bank cards and pay over $1,200 in annual charges
Incomes factors on the Marriott Bonvoy Boundless
The Marriott Bonvoy Boundless card earns factors on the following charges:
- As much as 17 factors per greenback spent on eligible Marriott stays:
- As much as 10 factors per greenback from being a Bonvoy member
- 6 factors per greenback by paying with this card
- As much as 1 level per greenback out of your Marriott Silver Elite Standing, a advantage of being a Marriott Bonvoy Boundless cardmember. This equates to a complete 11.9% return on spending based mostly on TPG’s September 2025 valuations
- 3 factors per greenback spent on the primary $6,000 spent in mixed purchases annually on eating, at gasoline stations and grocery shops
- 2 factors per greenback spent on all different purchases

The bonus factors you earn because of the complimentary elite standing that comes with this card will be useful — particularly in the event you’re dedicated to incomes Marriott Bonvoy factors.
Associated: Finest methods to earn Marriott Bonvoy factors: From resort stays and bank card spending to journey companions
Redeeming factors on the Marriott Bonvoy Boundless
After all, the obvious solution to redeem Marriott Bonvoy factors is for resort stays. There are a couple of methods for maximizing your Marriott redemptions, however that is probably the most simple.
Marriott Bonvoy makes use of dynamic pricing for its award nights, which implies the variety of factors wanted to redeem fluctuates given demand and availability.
Utilizing Marriott’s award calendar search perform will help you discover the most effective deal when redeeming your factors. As an example, an evening on the Renaissance Atlanta Midtown Lodge may run you as little as 33,000 factors within the first week of November however as much as 43,000 factors per evening later within the month.

Redemption charges at Marriott properties additionally fluctuate relying on which model you stick with. For instance, an evening on the enterprise traveler-focused Courtyard Paris Gare de Lyon in June may value 65,000-68,000 factors, whereas the luxurious The St. Regis Bora Bora Resort prices 128,000-140,000 factors per evening for a similar dates.
One other necessary issue to notice is that you will wish to reap the benefits of the fifth evening free on award stays (often called “Keep for five, Pay for 4”) every time potential. For each 5 consecutive nights you keep at a Marriott property utilizing factors, you will obtain the evening that is definitely worth the lowest variety of factors without spending a dime. This can be a robust solution to make your factors stretch additional on longer stays.
TPG bank cards author Chris Nelson is utilizing this fifth-night-free perk on an upcoming keep on the AC Lodge Cape City Waterfront, the place he’s redeeming slightly below 100,000 factors for seven nights.
Associated: Maximize your resort factors by getting a fourth or fifth evening free on award stays
Transferring factors on the Marriott Bonvoy Boundless
Marriott enables you to switch factors to almost 40 airline companions, together with some with hard-to-earn currencies like Frontier Airways and Korean Air. Most transfers are at a 3:1 ratio, with a 5,000-mile bonus for each 60,000 factors transferred.
Whereas this may be helpful for topping off an account or reserving an award flight, it is often not the most effective use of Bonvoy factors — particularly since most transfers take a couple of days, and award area could disappear earlier than your switch completes.

TPG bank cards author Danyal Ahmed makes use of his Bonvoy factors to prime off his American Airways AAdvantage account when he wants some further miles for high-value redemptions, resembling on Qatar Airways’ award-winning Qsuite.
Associated: Marriott Bonvoy program: Learn how to redeem factors for resort stays, airfare and extra
Which playing cards compete with the Marriott Bonvoy Boundless?
If you would like extra Marriott Bonvoy perks or extra versatile rewards, it’s possible you’ll discover one in all these playing cards to be a greater match:
For extra choices, try our full checklist of the finest Marriott Bonvoy bank cards and finest resort bank cards.
Associated: 3 explanation why the Marriott Bonvoy Boundless is definitely worth the $95 annual price
Backside line
The Marriott Bonvoy Boundless gives stable worth for its $95 annual price, with perks often discovered on costlier playing cards. It is a good match for the occasional Marriott visitor — however be aware of the strict bonus guidelines and Chase’s 5/24 limits.
Should you’ve already accomplished the Chase Trifecta and qualify for the bonus, this card generally is a sensible addition to your pockets.
Apply right here: Marriott Bonvoy Boundless Credit score Card
For charges and charges of the Marriott Bonvoy Good Amex, click on right here.
For charges and charges of the Marriott Bonvoy Bevy Amex, click on right here.