Should you’re not beginning your on-line purchases by going via a cash-back website, I can promise you that you just’re leaving some cash on the desk.
There are a lot of purchasing portals that allow you to earn rewards in your on-line purchases. Whereas some portals award airline miles, Chase Final Rewards factors or American Specific Membership Rewards factors, TopCashback presents a refund within the type of money or present playing cards.
Plus, it has one worthwhile characteristic that no different cash-back portal has: a “Highest Money Again Assure.” Proper now, TopCashback is providing a $25 welcome bonus for brand spanking new members, so it is sensible to attempt it out even should you resolve it is not value it long-term. As they are saying, each little bit helps.
Fortunately, getting further rewards is so simple as a few further clicks. Here is methods to maximize your rewards with TopCashback and earn a straightforward $25 bonus if you earn your first $10 again.
Referral bonus: Earn $25 money again if you earn your first $10 again with TopCashback
What’s TopCashback?
TopCashback is a web based purchasing portal that companions with over 7,000 retailers, together with huge names like Adidas, Apple, eBay, Macy’s and Sephora, in addition to some journey manufacturers, like Marriott, Vrbo and Hilton. You should use the portal to earn money again on sure present card purchases and place orders for curbside pickup.
TopCashback calls itself “the USA’s most beneficiant money again web site.” That is as a result of it passes 100% of the day-to-day fee from retailers on to members. The location explains that it makes cash via ads and sponsored hyperlinks labeled “zero money again.” Retailers additionally pay the location bonuses sometimes.
How to join TopCashback
Should you’re not but a member, now’s the proper time to affix as a result of TopCashback is providing a profitable vacation deal. From now till Dec. 31, new members will obtain a $25 welcome bonus when becoming a member of utilizing this hyperlink and incomes their first $10 of money again.
Signing up for TopCashback is simple. Simply head to the web site, enter your e-mail and select a password. As soon as you have joined, you’ll be able to instantly begin incomes in your on-line purchases and earn money again for each pal you refer who completes their incomes necessities.
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Notice that new members can’t earn this bonus when mixed with freebie presents.
Tips on how to use TopCashback
TopCashback works similar to every other on-line purchasing portal after you have an account. Head to the location earlier than making any on-line purchases.
There is a search field on the high, which you need to use to seek for the service provider you need to store with. Then, click on via to the retailer’s website to finish the acquisition.
Whenever you click on the “Get Money Again” button subsequent to a retailer, a brand new window or tab will open, indicating that you just’re being redirected to the product owner’s web site. You need to full your buy in that window in order that TopCashback can observe how a lot you spent and reward you.
Alternatively, if you wish to simplify your life, you can obtain TopCashback’s browser extension.
It is out there for Chrome, Safari, Edge and Firefox and robotically notifies you if you store with a taking part retailer. So, you may must click on “Activate Now” to earn money again as an alternative of going via the primary portal. It would additionally present you any coupons out there for that website.
Transactions ought to seem in your earnings web page inside seven days. First, they will seem as “Pending,” which means that your transaction has been recorded, however the retailer hasn’t but confirmed that each one standards for money again have been met.
Then, your transaction will swap to “Confirmed” standing inside a month. The ultimate step is to attend in your transaction to change into “Payable.” This often happens inside a number of weeks as soon as the affiliate community invoices the retailer, although it might take as much as 90 days.
You possibly can declare your money again at any time as soon as it reaches payable standing. TopCashback means that you can money out via PayPal, automated clearing home switch and a wide range of present card choices with retailers corresponding to Amazon, Disney and Sephora — although some retailers have minimal quantities for present card rewards.
In contrast to with some cash-back portals, there are not any minimums to request a payout. You possibly can often rise up to a 5% bonus if you request your payout as credit score with sure retailers or as a Visa or American Specific pay as you go card.
Money-back assure on TopCashback
TopCashback stands out from different on-line purchasing portals as a result of it presents a “Highest Money Again Assure.”
Plain and easy: Should you discover a higher cash-back deal on one other website, you’ll be able to file a declare, and TopCashback will match the provide as soon as it has been reviewed and accepted. That is the one on-line purchasing portal we all know that provides a assure like this.
The upper fee will need to have been supplied on the identical day your transaction occurred. Additionally, TopCashback will solely match cash-back charges from the next opponents:
- BeFrugal
- Capital One Buying
- GoCashBack
- Honey
- MaxRebates
- Mr. Rebates
- Rakuten
- Tada
In different phrases, you’ll be able to’t match nonmonetary rewards, corresponding to airline miles.
To file a declare, you should fill out a kind through the customer support web page. You need to submit it inside seven days of the transaction date, with the transaction seen in your account. Though there isn’t any possibility to connect information to the preliminary declare kind, TopCashback suggests retaining a timestamped screenshot of the upper provide.
Your finest wager for maximizing this characteristic is to make use of a purchasing portal aggregator like Cashback Monitor.
It means that you can seek for retailers and see the incomes charges you’d get throughout all relevant purchasing portals. So, even when TopCashback is not providing the best fee, you can see who’s providing a greater fee to match it.
Associated: Use a purchasing portal aggregator to maximise on-line purchases
Vital reminders when utilizing TopCashback
Utilizing TopCashback is comparatively easy, however there are a number of necessary issues to remember:
- For TopCashback to trace your purchasing journeys, you should have cookies enabled in your browser.
- Solely use promotions or promo codes discovered on the portal; should you use others, they might void your rewards.
- You should definitely learn the restrictions for every service provider. Many won’t rely present playing cards as eligible purchases for incomes bonuses, and others will exclude sure merchandise.
- Bear in mind to pay with a rewards card that can provide the very best incomes fee in your buy. Most on-line retailers do not fall into the normal bonus classes, so you may most likely need to keep on with a card that is good for on a regular basis purchases.
For instance, you need to use the Capital One Enterprise X Rewards Credit score Card or Capital One Enterprise Rewards Credit score Card and earn 2 miles per greenback on all purchases.
Additionally, do not forget that the “Highest Money Again Assure” is just helpful should you’re making an attempt to earn money again. Should you’re versatile, you’ll be able to typically get a higher return by going via a portal that earns factors or miles — even when the incomes fee is decrease.
For example, with Rakuten, you’ll be able to choose to earn American Specific Membership Rewards factors as an alternative of money again. TPG values Amex factors at 2 cents apiece as of October 2025, successfully doubling your return over the identical money again. Should you had to decide on between incomes 3% money again through TopCashback and incomes 2 Amex factors per greenback spent through Rakuten, you’d get a better return with Rakuten should you worth Amex factors equally to TPG.
Backside line
You must at all times use a purchasing portal when making on-line purchases.
If it is cash-back rewards you are after, TopCashback is a superb software to bookmark due to its “Highest Money Again Assure.” And till Dec. 31, new members will obtain a $25 welcome bonus after they earn their first $10 of money again.
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