Bilt Card 2.0 will allow you to earn factors on any mortgage

Bilt Rewards simply introduced that the Bilt Card 2.0 will launch Feb. 7, 2026. However Bilt Card 2.0 is not only one card: It is three new playing cards that can exchange the Bilt Mastercard®. (Talking of which, new functions for the Bilt Mastercard shut at midday on Nov. 5.)

The knowledge for the Bilt Mastercard has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.

In the event you presently have the Bilt Mastercard, you needn’t take motion simply but. Bilt Rewards will reveal the main points of the three new playing cards in early January, after which present cardholders can choose which of the three playing cards they need. If present cardholders go for one of many new Bilt Card 2.0 choices, they face a gentle credit score pull. Nevertheless, if you choose one of many new Bilt 2.0 Card choices after the January announcement, you may get it within the mail forward of the Feb. 7 launch.

Alternatively, present cardholders can decide to shut down their Wells Fargo account or convert their Bilt Mastercard into an Wells Fargo Autograph® Card (see charges and charges) with a unique card quantity if they do not need any of the brand new Bilt Card 2.0 choices.

Associated: What’s the distinction between a tough and gentle pull in your credit score report?

Bilt says the transition will probably be seamless for present cardholders. Significantly, your card quantity will stay the identical, so you do not have to replace any of your subscriptions or autopay settings. Likewise, Apple Pay and Google Pay will mechanically replace along with your new card data on Feb. 7. And you probably have a steadiness in your Wells Fargo account, you possibly can switch it to your new Bilt Card 2.0 (switch topic to approval).

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Associated: Bilt Rewards is not only for renters — here is why there’s one thing for everybody now

However maybe most enjoyable is that the brand new Bilt Card 2.0 will allow you to earn factors on eligible mortgage funds — no matter who your mortgage is with. That is groundbreaking and means the cardboard is rewarding to each renters and people with residence mortgages. TPG senior director of content material Summer time Hull was so excited in regards to the Bilt Card 2.0 information that she stated, “2026 is the yr of Bilt (for me).”

Solely time will inform whether or not Bilt will lastly supply a compelling welcome supply on its new playing cards in 2026. We’ll maintain you up to date as we study extra in regards to the Bilt Card 2.0 choices. You too can join at the Bilt web site to obtain notifications and acquire early entry to the brand new playing cards.

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