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The Capital One Enterprise X Enterprise not too long ago introduced its highest welcome supply ever — and it may be the most important welcome supply we’ve got ever seen on a enterprise bank card.
New candidates can earn 200,000 bonus miles after spending $30,000 on purchases within the first three months, and an extra 200,000 bonus miles after spending a complete of $150,000 on purchases within the first six months.
This card has an annual charge of $395, which is decrease than most of its premium opponents.
I’ve beloved having the Capital One Enterprise X Rewards Credit score Card for the previous few years, so I am all the time in search of methods to earn extra invaluable Capital One miles.
Here is my tackle this supply and why I am so on this card.
How frequent is a 400,000‑mile welcome bonus on the Enterprise X Enterprise?
That is the best welcome bonus ever supplied on this card, together with when it was launched in 2023.
The earlier highest supply we have seen on the Enterprise X Enterprise was in June, when you would earn as much as 350,000 bonus miles (now not accessible) — 50,000 miles decrease than the present supply.
Should you’re a big-spending enterprise proprietor who has ever thought-about making use of for this card, now could be one of the best time to take action, given how robust the welcome bonus at present is.
Who’s eligible for the 400,000-mile welcome bonus on the Enterprise X Enterprise?
TPG recommends you might have a credit score rating of 740 or above for this card.
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You do not have to be a conventional enterprise proprietor to qualify for a enterprise bank card; nevertheless, the spending requirement for the welcome bonus on the Enterprise X Enterprise will go well with companies with very excessive spending patterns.
Should you already maintain the non-public Capital One Enterprise X, that does not disqualify you for the Enterprise X Enterprise welcome bonus, neither is the Enterprise X Enterprise a part of the brand new “household” rule of Enterprise welcome bonus restrictions.
Nonetheless, you might be denied the welcome bonus on the Enterprise X Enterprise in case you at present maintain one other Capital One enterprise bank card, equivalent to a Spark card (in response to Capital One’s phrases and circumstances).
You will need to wait six months between functions for Capital One playing cards. So, in case you’ve been authorised for any Capital One card throughout the final six months, you may want to carry off to be authorised for the Enterprise X Enterprise card.
How a lot are 400,000 Capital One miles price?
In line with TPG’s November 2025 valuations, Capital One miles are price 1.85 cents every. At that price, 400,000 miles are price as much as $7,400 when transferred to Capital One’s 15-plus switch airline and lodge companions and used for prime‑worth bookings.
Should you favor to save lots of time by redeeming all the pieces simply in a single place, you too can redeem Capital One miles at a set price of 1 cent every towards latest journey purchases or bookings by Capital One Enterprise Journey. So, the 400,000‑mile bonus can be price $4,000 in that situation.
Having earned and redeemed a lot of Capital One miles, listed below are a few of the methods I like to recommend utilizing them to get one of the best worth:
Additionally, keep in mind by spending $150,000 on the cardboard to earn the complete welcome bonus, you’d earn at the least an extra 300,000 Capital One miles as the cardboard earns at the least 2 miles per greenback spent on purchases. This implies you’ll have at the least 700,000 Capital One miles to maximise.
So, for instance, you would guide at the least 5 round-trip business-class flights to Europe when transferring to Air Canada’s Aeroplan program at a 1:1 ratio.
Watch for infrequent switch bonus affords as properly, the place you may want even fewer miles to guide these offers.
Associated: Why Air Canada Aeroplan has turn into my favourite Star Alliance loyalty program
So, is the 400,000-mile Enterprise X supply among the finest offers ever?
When even a 100,000-mile welcome bonus can be thought-about beneficiant on a rewards bank card, this spectacular supply from Capital One ought to be of curiosity to any high-spending enterprise proprietor trying to earn a really vital quantity of rewards.
Past the 400,000-mile welcome bonus, listed below are the highest 5 the explanation why I imagine this card is so invaluable:
- Annual credit score: You will obtain $300 in credit yearly for bookings made by Capital One Enterprise Journey, which is simpler for a busy enterprise proprietor to make use of in comparison with the advanced coupon guide of advantages another premium playing cards supply.
- Anniversary bonus: Get pleasure from 10,000 bonus miles each account anniversary, beginning in your first anniversary (price $185 towards journey in response to TPG’s November 2025 valuations).
- Lounge entry: Get pleasure from complimentary entry for your self (as the first cardholder) and as much as two company to Capital One Lounges and greater than 1,300-plus Precedence Go lounges. (Bear in mind, nevertheless, that visitor lounge entry is about to tighten in February.)
- Excessive portal incomes charges: Earn 10 miles per greenback spent on resorts and rental automobiles, and 5 miles per greenback spent on flights and trip leases booked by way of Capital One Enterprise Journey. If your corporation has journey bills, that is a simple option to rack up a lot of additional miles with the benefit of reserving all the pieces in a single place.
- Glorious on a regular basis incomes: Earn 2 miles per greenback spent on all different purchases.
It is nice to comprehend that once you’re paying the $395 annual charge within the second (and subsequent) years, you may obtain each a $300 journey credit score and 10,000 bonus miles, which, in my thoughts, cowl the price of the annual charge annually.
Backside line
The 400,000‑mile welcome supply on the Capital One Enterprise X Enterprise is one of the best deal we’ve got seen on a enterprise bank card in a very long time. Here is why:
- That is the best welcome bonus ever publicly supplied on the cardboard.
- The welcome bonus is price $7,400, in response to TPG’s November 2025 valuations.
- The cardboard earns at the least 2 miles per greenback spent on each buy.
- You’ll be able to switch your Capital One miles to guide flights on a few of the world’s greatest airways, in addition to stays with lodge packages.
Whereas the complete welcome bonus is barely attainable by companies with vital bank card spending, they will earn enormous rewards.
Capital One has not but introduced an finish date for this supply, so in case you’ve ever thought-about making use of for the Enterprise X Enterprise, now could be the time to take action.
For extra particulars, learn our full overview of the Enterprise X Enterprise.
Study extra: Capital One Enterprise X Enterprise
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