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Whether or not you are beginning your health journey or are a dedicated fitness center fanatic trying to earn bonus rewards in your exercises, there is a bank card that matches your wants.
The entire playing cards featured right here earn bonus rewards on health spending or supply a press release credit score to offset the price of sure bills. Deciding which one is for you’ll come all the way down to how you’re feeling about every card’s rewards forex and extra perks. Let’s get into it.
The most effective playing cards in your health spending
Here is a birds-eye view of the perfect playing cards for health spending:
The data for the U.S. Financial institution Money+ has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
Evaluating the perfect playing cards for health purchases
| Card | Greatest for | Incomes price |
|---|---|---|
|
Peloton followers |
5 factors per greenback spent on Peloton gear and accent purchases over $150 (via Dec. 31, 2027) — with a restrict of 25,000 factors |
|
|
Health club memberships |
2 factors per greenback spent on health golf equipment and fitness center memberships |
|
|
Health club memberships |
5% money again on rotating bonus classes after activation (as much as $1,500 per quarter in mixed purchases); fitness center memberships have been included in previous quarters |
|
|
Health club memberships and sporting items shops |
5% money again on two classes out of a selection of 12, on as much as $2,000 in mixed spending per quarter |
|
|
Athletic clothes, gear or gear bought on Amazon.com |
5% money again on Amazon.com purchases |
|
|
U.S. Equinox customers and Lululemon followers |
As much as $300 in annual assertion credit every calendar yr (as much as $75 quarterly) for Lululemon (enrollment required); an as much as $300 in annual assertion credit at Equinox for an Equinox+ digital subscription or an Equinox membership (topic to auto-renewal; enrollment required) |
Particulars of every card
Chase Sapphire Most well-liked Card
In the event you’re a Peloton fan otherwise you’re occupied with getting began with it, take into account the Chase Sapphire Most well-liked.
Health-related advantages: Earn 5 factors per greenback spent on Peloton gear and accent purchases over $150 (via Dec. 31, 2027, with a restrict of 25,000 bonus factors; 1 level per greenback spent thereafter).
Welcome bonus: Earn 75,000 bonus factors after spending $5,000 on purchases within the first three months from account opening. As of December 2025, TPG values this bonus at $1,538.
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Annual price: $95.
Different notable advantages: You may switch any of the factors you earn on the Sapphire Most well-liked to any of Chase’s 13 airline and lodge companions for max worth. The Sapphire Most well-liked additionally gives a complimentary DoorDash DashPass subscription (via Dec. 31, 2027). Since DoorDash DashPass prices $9.99 monthly (or $96 on an annual plan), utilizing this profit alone will cowl your annual price.
To be taught extra, see our full evaluation of the Sapphire Most well-liked.
Apply right here: Chase Sapphire Most well-liked
World of Hyatt Credit score Card
In the event you’re a fan of Hyatt properties, the World of Hyatt card could also be the only option in your health spending.
Health-related advantages: Earn 2 factors per greenback spent at health golf equipment and on fitness center memberships.
Welcome bonus: Earn as much as 60,000 factors — 30,000 bonus factors after spending $3,000 on purchases within the first three months from account opening, and as much as 30,000 extra bonus factors by incomes 2 bonus factors whole per $1 spent within the first six months from account opening on as much as $15,000 spent.
Since TPG values Hyatt factors at 1.7 cents apiece as of December 2025, this bonus is price as much as $1,020.
Annual price: $95.
Different notable advantages: The World of Hyatt card gives as much as two free nights per yr for Hyatt properties. You’ll obtain a free night time certificates usable at a Class 1-4 property after your card anniversary. Plus, you possibly can earn a second free night time at a Class 1-4 property by spending $15,000 on the cardboard in a cardmember yr.
This card additionally earns 4 factors per greenback spent at Hyatt, which may stack with any bonus factors you earn as a World of Hyatt loyalty member. Lastly, this card comes with complimentary Hyatt Discoverist standing, in addition to 5 qualifying nights towards elite standing every year.
To be taught extra, see our full evaluation of the World of Hyatt card.
Apply right here: World of Hyatt card
Chase Freedom Flex
The Chase Freedom Flex is one in all my favourite playing cards, because it gives sturdy rewards for no annual price.
Health-related advantages: Earn 5% again on as much as the primary $1,500 in mixed purchases spent on rotating classes every quarter (activation required). Over the previous a number of years, we have seen health golf equipment and fitness center memberships pop up as a class as soon as per yr.
Welcome bonus: Earn $200 money again after spending $500 on purchases within the first three months from account opening.
Annual price: $0.
Different notable advantages: The Freedom Flex is a good newbie card, because it has no annual price and a easy rewards construction. If in case you have an eligible Final Rewards card, such because the Chase Sapphire Most well-liked, you possibly can convert your Freedom Flex rewards to transferable Final Rewards factors for max worth.
To be taught extra, see our full evaluation of the Chase Freedom Flex.
Apply right here: Chase Freedom Flex
U.S. Financial institution Money+ Visa Signature Card
U.S. Financial institution playing cards usually get ignored in favor of playing cards from main issuers, however the U.S. Financial institution Money+ Visa could possibly be a fantastic possibility for you should you want incomes money again.
Health-related advantages: Earn 5% money again in your first $2,000 in eligible purchases every quarter on the mixed two classes you select; gyms/health facilities and sporting items shops are two of the classes obtainable for five% incomes.
Welcome bonus: Earn a $200 rewards bonus after spending $1,000 in eligible purchases within the first 90 days of account opening.
Annual price: None.
Different notable advantages: The primary draw of the U.S. Financial institution Money+ is the flexibility to earn quite a lot of cash-back rewards for no annual price. Just like the Chase Freedom Flex, this can be a nice newbie bank card.
Study extra: U.S. Financial institution Money+ Visa Signature Card
Prime Visa
In the event you’re an Amazon Prime member, the Prime Visa will help you earn bonus rewards on your whole health and sporting gear.
Health-related advantages: Earn 5% again on Amazon and 10% or extra on a rotating collection of gadgets and classes on Amazon.
Welcome bonus: Get a $250 Amazon reward card immediately upon approval.
Annual price: None — however you have to be an Amazon Prime member to qualify. Prime subscriptions now value $139 yearly.
Different notable advantages: One of many largest attracts of this card is its welcome bonus, because you needn’t spend something out of pocket to obtain it. If that you must buy costly sporting gear otherwise you’re furnishing a house fitness center, that $250 reward card can go a great distance.
Prime Visa cardholders additionally obtain 5% money again at Complete Meals, so you possibly can earn stable rewards on all the substances in your pre- and post-workout meals. Lastly, the Prime Visa comes with a stable roster of protections, together with buy safety, journey accident insurance coverage, baggage delay insurance coverage and prolonged guarantee safety.
To be taught extra, see our full evaluation of the Prime Visa.
Apply right here: Prime Visa
The Platinum Card from American Specific
As a premium card, the Amex Platinum gives an enormous record of perks, together with assertion credit geared towards health fans.
Health-related advantages: Cardmembers obtain as much as $300 in assertion credit every calendar yr for eligible Equinox purchases (topic to auto-renewal), plus as much as $75 per quarter in assertion credit for purchases at U.S. Lululemon shops (excluding shops) and on-line. Enrollment is required for these advantages.
If in case you have an Equinox+ membership, you possibly can obtain as much as $300 every calendar yr in assertion credit for the acquisition of a SoulCycle bike (as much as 15 bikes per calendar yr).
Welcome supply: Discover out your supply and see in case you are eligible for as excessive as 175,000 bonus factors after spending $8,000 on purchases throughout the first six months of card membership. Welcome gives differ, and also you is probably not eligible for a suggestion.
Annual price: $895 (see charges and charges).
Different notable advantages: The Amex Platinum gives a bunch of different perks for cardmembers, together with:
- As much as $155 every calendar yr in assertion credit (as much as $12.95 month-to-month) for a Walmart+ membership (topic to auto-renewal; Plus-Ups excluded)
- As much as $300 every calendar yr in digital leisure assertion credit (as much as $25 month-to-month), for purchases made with eligible subscription companies
- As much as $400 every calendar yr in assertion credit (as much as $100 quarterly) for purchases made at U.S. Resy eating places with no reservation required
- As much as $600 every calendar yr in assertion credit (as much as $300 semi-annually) for eligible pay as you go bookings made at Superb Accommodations + Resorts and The Resort Assortment properties (THC requires a minimal two-night keep)
- Elite standing with Marriott Bonvoy, Hilton and Main Accommodations of the World
- Quite a few journey protections and buy protections
Enrollment is required for choose advantages.
To be taught extra, see our full evaluation of the Amex Platinum Card.
Apply right here: Amex Platinum
Different choices
In the event you don’t love these choices, you possibly can nonetheless use a card that’s a stable choose for on a regular basis spending. A few of these choices embrace:
I at all times advocate incomes not less than 2% money again or 2 factors per greenback spent when you possibly can, however at a minimal, intention to earn over 1% money again or 1 level per greenback spent. Nonetheless, you would possibly take into account incomes 1 level or mile per greenback spent on a card that helps you make progress towards your elite standing targets.
Be sure that to examine your card’s gives recurrently. Sure issuers, resembling Chase and American Specific, supply offers with particular retailers. These can come within the type of further rewards or assertion credit.
Backside line
Whether or not you are an authorized fitness center fanatic or a complete beginner, having a bank card that earns bonus rewards on health spending is a good plus in your pockets. Plus, with a few of these playing cards, you possibly can obtain further advantages that may prevent much more cash.
The correct card for you relies upon totally in your spending habits and whether or not you possibly can tolerate an annual price. No matter which of those choices you choose, you will be effectively in your method to maximizing each greenback spent in your health.
Apply right here: Chase Sapphire Most well-liked Card
Apply right here: World of Hyatt Credit score Card
Apply right here: Chase Freedom Flex
Apply right here: Prime Visa
Apply right here: Amex Platinum
For charges and charges of the Amex Platinum, click on right here.
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