The way to switch Chase factors to IHG One Rewards

The Chase Final Rewards program permits vacationers to redeem their rewards in varied methods. However one of the invaluable methods to redeem Chase factors is through Final Rewards’ airline and lodge switch companions. One in every of these switch companions is IHG One Rewards.

Nevertheless, some Chase switch companions supply extra invaluable rewards than others. So, here is the whole lot it is best to know in the event you’re contemplating transferring Chase factors to IHG One Rewards.

The way to switch Chase Final Rewards factors to IHG One Rewards

When you’ve got not less than one Chase bank card that earns transferable Final Rewards factors, you’ll be able to redeem your rewards by transferring them to pick airline or lodge packages that companion with the Final Rewards program. One in every of these companion packages is IHG One Rewards.

You possibly can switch Chase factors to IHG in increments of 1,000 through the Chase web site or app. Transfers are last, although, so guarantee you’re sure you need to switch Chase factors to IHG earlier than finishing the switch.

Associated: How (and why) it is best to earn transferable bank card factors

Are you able to switch Chase factors to IHG?

You possibly can switch Chase factors to IHG One Rewards in case you have choose Chase playing cards that earn transferable Final Rewards factors, together with:

You possibly can mix rewards throughout all of your Final Rewards playing cards — together with Final Rewards playing cards just like the Chase Freedom Flex® (see charges and costs) and the Chase Freedom Limitless® (see charges and costs) that earn cash-back rewards — right into a single account. If the account you employ to gather your rewards earns transferable Final Rewards factors, then all of the rewards in that account are transferable.

So, in case you have the Chase Sapphire Most popular and the Chase Freedom Limitless, you’ll be able to mix the rewards you earn in your Freedom Limitless into your Sapphire Most popular account. Then, you possibly can switch any or the entire rewards in your Chase Sapphire Most popular account to IHG One Rewards (or any of the opposite Chase switch companions).

Associated: How (and why) to mix your Chase Final Rewards factors right into a single account

Chase to IHG switch ratio

The Chase-to-IHG switch ratio is 1:1. Nevertheless, you’ll be able to solely switch Chase factors in increments of 1,000.

For each 1,000 Chase factors you switch, you’d get 1,000 IHG factors. Primarily based on TPG’s January 2026 valuations, 1,000 Chase factors are price $20.50 whereas 1,000 IHG factors are price $5. That is a major distinction, though you might obtain kind of worth when redeeming IHG factors, relying in your particular redemption.

Chase sometimes affords switch bonuses. Throughout such bonuses, you could possibly switch factors from Chase to IHG at the next ratio.

Associated: How a lot are Chase Final Rewards factors price?

How lengthy does it take to switch Chase factors to IHG One Rewards?

Transfers from Chase to IHG are often on the spot. And even when the switch is not on the spot, it is going to often happen by the subsequent enterprise day. So, you’ll be able to sometimes wait to switch Chase factors to IHG till you want IHG factors for a reserving.

In uncommon circumstances, it might take as much as seven enterprise days to switch Chase factors to IHG One Rewards. Fortunately, you will obtain an e mail confirming your factors switch is in progress when you verify a switch request with Chase. Then, you will get one other e mail from Chase as soon as the switch is full. So, even when the switch is not on the spot, you’ll be able to depend on getting an e mail as soon as the switch is full.

Associated: How lengthy do Chase Final Rewards factors take to switch to companion packages?

The way to switch Chase factors to IHG One Rewards

To switch Chase factors to IHG One Rewards, go to the Chase web site or app and log in. Click on on the Chase card that earns transferable Final Rewards factors that you simply need to use. On the web page that masses, click on on “Redeem” subsequent to your factors stability.

Click on “Journey” on the highest navigation bar, and choose “Switch factors to companions.”

Scroll by way of the switch companions checklist till you’ll be able to click on on the IHG One Rewards tile. Learn by way of the knowledge on the web page that masses, then click on “Switch factors.” Doing so will take you to a web page the place you’ll be able to enter or verify your IHG One Rewards account data earlier than clicking “Subsequent.”

Enter the variety of Chase factors you need to switch to IHG after which click on “Subsequent.”

A last web page will load, permitting you to overview and confirm all the knowledge. Click on “Submit” when you’re able to switch Chase factors to IHG One Rewards.

Transferring Chase factors to IHG is a one-way transaction, so ensure you need to accomplish that earlier than submitting the shape.

Associated: Do you have to purchase IHG factors or switch rewards from Chase?

When must you switch Chase factors to IHG One Rewards?

Now that you know the way to switch Chase factors to IHG One Rewards, the query is: When must you switch Chase factors to IHG?

The reply to this query varies from individual to individual and relies on many various elements. However, contemplating that Chase factors are greater than 4 occasions as invaluable as IHG factors based mostly on TPG’s January 2026 valuations, many award vacationers would let you know that you shouldn’t switch Chase factors to IHG One Rewards.

In actual fact, it is my private perception that you simply often should not switch Chase factors to IHG One Rewards for 2 causes. Firstly, different Chase switch companions can present far more worth per Chase level. One in every of these companions is World of Hyatt, which affords award nights beginning at simply 3,500 factors per night time. Moreover, you’ll be able to often buy IHG factors for as little as 0.5 cents every a number of occasions a 12 months.

So, I desire to purchase IHG factors throughout 100% bonus gross sales for 0.5 cents every. And I desire to switch my Chase factors to different switch companions, corresponding to World of Hyatt and Air Canada Aeroplan.

This does not imply it is going to by no means be the precise transfer for somebody to switch Chase factors to IHG, although. For instance, in the event you’re just some thousand factors shy of having the ability to guide an IHG award night time or keep, it might make sense to switch Chase factors to IHG to finish the reserving. Nevertheless, most often, you will get extra worth out of your factors while you use different Chase switch companions. Or, in the event you actually need to guide an IHG lodge with Chase factors, you might get higher worth by redeeming Chase factors by way of the Chase Journey℠ portal for a paid keep.

Associated: When to switch Chase factors as a substitute of reserving a lodge by way of Chase Journey

Backside line

Chase Final Rewards factors are probably the most invaluable bank card rewards foreign money, in accordance with TPG’s January 2026 valuations. And the Chase switch companions are a number of the greatest methods to get outsize worth out of your factors.

It is attainable to get loads of worth when redeeming IHG factors, however the low worth of IHG One Rewards factors (0.5 cents every based mostly on TPG’s January 2026 valuations) in comparison with different Chase switch companions makes IHG One Rewards one of many weaker choices for transferring Chase factors. As such, you will often need to switch your Chase factors to different switch companions.