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Typically, one of the best factors redemptions aren’t flashy business-class flights or luxurious resorts — they’re the sensible ones that preserve more cash in your pocket.
These are a few of my favourite redemptions, and through a latest street journey via scenic South Dakota, I saved practically $250 on a one-night resort keep utilizing simply 8,000 Chase Final Rewards factors earned with my Chase Sapphire Most well-liked® Card (see charges and charges).
Here is how I redeemed my factors and how one can replicate this reserving in case you’re planning an upcoming journey to Fast Metropolis, South Dakota, to go to Mount Rushmore, Badlands Nationwide Park or different Black Hills highlights.
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The reserving particulars
After a full day of mountaineering and exploring Badlands Nationwide Park, I drove about an hour west to Fast Metropolis, a small metropolis located alongside South Dakota’s Black Hills Nationwide Forest and a typical house base for vacationers visiting Mount Rushmore, which I deliberate to do the next day.
It was my first time visiting the realm, and I arrived in the course of the tail finish of peak season in late September. With that in thoughts, I wasn’t positive what to anticipate when it got here to resort availability or pricing. To my shock, I discovered a terrific possibility and an excellent higher factors redemption.
Right here had been my reserving particulars:
- Resort: Hyatt Place Fast Metropolis / Downtown
- Date: Monday, Sept. 29, 2025
- Money value: $241 (together with taxes and charges)
- Factors value: 8,000 Chase Final Rewards factors
I booked the keep by transferring Chase Final Rewards factors to World of Hyatt, the place Hyatt Place properties usually value between 4,000 and 15,000 factors per night time. At this property, 8,000 factors coated the whole keep.
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The redemption worth
Fast Metropolis is not a vacation spot the place you’d essentially count on resort charges to climb above $200, however demand can spike relying on seasonality, occasions and the supply of motels close to main points of interest.
Nevertheless, as a result of Hyatt operates utilizing a set award chart, charges stay comparatively secure. In my case, redeeming 8,000 factors for a keep that will have value $241 delivered simply over 3 cents per level in worth.
In keeping with TPG’s January 2026 valuations, Chase Final Rewards factors are price 2.05 cents apiece. That makes this redemption nicely above common. Put one other method, 8,000 Chase factors are valued at about $164, that means I saved roughly $77 out of pocket, which is a strong win for a one-night keep.
Associated: How (and why) to calculate award redemption values
Hyatt Place Fast Metropolis / Downtown: A cushty and handy base
South Dakota is stuffed with pure wonders, from the dramatic landscapes of Badlands Nationwide Park to iconic points of interest like Mount Rushmore. And after lengthy days of driving and exploring, having a snug and well-situated resort makes a giant distinction.
Whereas I totally anticipated to benefit from the websites and points of interest, the resort ended up being a further journey spotlight. It has been just lately reworked, with clear, fashionable rooms and up to date widespread areas that really feel a step above what you may count on from a midrange model in a smaller metropolis.
Even higher, the resort is situated proper in downtown Fast Metropolis inside simple strolling distance of eating places, espresso outlets and regionally owned shops.
For vacationers utilizing Fast Metropolis as a house base for better adventuring, the placement is very ideally suited. You are a brief drive from Mount Rushmore, Badlands Nationwide Park, Custer State Park and different Black Hills points of interest — whereas nonetheless with the ability to stroll to dinner or seize espresso with out getting again within the automotive.
Associated: 20 greatest Hyatt motels on this planet to ebook with factors
How one can ebook the identical stick with factors
To copy this redemption, you may want World of Hyatt factors both earned immediately via Hyatt or by transferring factors from a bank card rewards program. You possibly can earn transferable factors to make use of with Hyatt via playing cards akin to:
Here is the right way to ebook it:
- Log in to your Phrase of Hyatt account, then seek for Hyatt Place Fast Metropolis / Downtown.
- Use the award calendar to view pricing by month. (You will must be logged in to view the award chart.)
- As soon as you discover your most well-liked dates, switch Chase factors out of your Chase account to World of Hyatt. (TPG discovered that transfers are usually prompt.)
- Full the reserving immediately with Hyatt.
Bear in mind, all the time affirm award availability with the resort earlier than transferring your factors.
Here is a have a look at the Might 2026 award calendar, with some nights obtainable for as little as 6,500 factors.
Backside line
Utilizing 8,000 Chase factors to cowl a $241 resort keep is a reminder that you do not want luxurious redemptions to get outsize worth. As I usually inform family and friends: Factors aren’t trophies; they’re instruments that should be used, not hoarded.
For outdoorsy locations like Fast Metropolis, the place location and comfort matter greater than over-the-top facilities, Hyatt Place properties could be a sensible, snug and reasonably priced selection. You probably have factors sitting in your account and locations like Badlands Nationwide Park and Mount Rushmore are in your bucket record, this sort of sensible redemption may also help stretch your journey funds additional.
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