In an area as soon as dominated by the American Categorical Centurion Lounge community, Chase and Capital One have been quickly opening their very own branded airport lounges.
At the moment, there are 5 Capital One Lounges and one “Touchdown,” a novel eating idea.
The newest lounge opened in mid-2025 at John F. Kennedy Worldwide Airport (JFK), and the subsequent location is slated to be a Touchdown at LaGuardia Airport (LGA).
Capital One has introduced plans to vary lounge entry insurance policies in early 2026. These adjustments will largely negatively influence approved customers and visitor entry, making it considerably pricier to get pleasure from these areas.
This is the whole lot that we find out about Capital One’s lounges, together with who has entry and what to anticipate inside.
The place are Capital One Lounges and Landings situated?
Capital One operates lounges at:
It additionally has one Touchdown open at:
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Past these, one different Capital One Touchdown location is within the pipeline, at LGA.
Capital One is severe about its lounge ambitions, so we anticipate extra bulletins. We’ll replace this checklist and anticipated opening dates as extra lounge places turn out to be recognized.
Associated: Learn how to entry Capital One Lounges with no bodily bank card
Who has entry to Capital One Lounges?
The $395-per-year Capital One Enterprise X Rewards Credit score Card is the first manner most vacationers can entry a Capital One Lounge.
Given the adjustments coming for approved person and visitor entry, being a main Enterprise X cardholder will turn out to be probably the most sensible solution to entry airport lounges.
Beginning Feb. 1, 2026, the Enterprise X will not present complimentary lounge entry to approved customers. Major cardholders may have the choice to pay $125 yearly for every approved person to take care of entry to all lounges included with the cardboard (Capital One Lounges, Capital One Landings and Precedence Move lounges).
The Enterprise X can be ending automated complimentary visitor entry to Capital One lounges and Landings. Capital One is transitioning to a spending-based incentive to convey complimentary visitors to those places.
Additionally starting Feb. 1, 2026, Capital One Lounge and Touchdown visitors should pay $45 to enter the lounge with a main Enterprise X cardholder. These 17 and underneath can enter for $25. Thankfully, entry for kids underneath 2 will stay free.
Nevertheless, in case you spend no less than $75,000 together with your Enterprise X in a calendar 12 months, you may earn again the power to convey as much as two complimentary visitors to Capital One Lounges and one visitor to a Capital One Touchdown. This spending requirement might be based mostly on transactions made all through 2025.
These adjustments are pretty restrictive in comparison with the previous coverage and symbolize a shift from Capital One’s previous generosity towards lounge entry.
Starting Feb. 1, 2026, Capital One Enterprise X Enterprise cardholders can anticipate the identical $125 charge to kick in for approved customers to achieve limitless entry to Capital One Lounges, Capital One Landings and Precedence Move lounges. At the moment, Enterprise X Enterprise approved customers would not have lounge entry, so this upcoming choice so as to add it’s a constructive change for cardholders.
Enterprise X Enterprise cardholders can even lose complimentary visitor entry to Capital One Lounges and Landings on Feb. 1, 2026. Cardholders might be charged $45 per extra visitor or $25 if their visitor is underneath 17 years previous. As with the Enterprise X, entry for kids underneath 2 will stay free for Enterprise X Enterprise cardholders.
The identical $75,000 whole spending requirement will enable two complimentary visitors at Capital One Lounges and one complimentary visitor at a Capital One Touchdown, which mirrors the motivation on the non-public Enterprise X.
Capital One Enterprise Rewards Credit score Card and Capital One Spark Miles for Enterprise cardholders and their visitors can entry these lounges at a particular entry price of $45 per particular person.
Beginning June 3, those that maintain the Enterprise X, Enterprise X Enterprise, Enterprise Rewards or Spark Miles for Enterprise should purchase passes for visitors underneath 18 for $25.
Lastly, Capital One lounges are additionally open to any vacationers outdoors these teams who need to pay a steeper entry price of $90 per particular person.
Different guidelines
All Capital One Lounge guests should current a boarding move for a departing flight. This consists of entry as much as three hours earlier than departing or connecting same-day flights. Visitors cannot enter with boarding passes for arriving flights that do not have an onward connection.
Associated: How to make sure you have lounge entry earlier than your subsequent flight
New York Metropolis Capital One Lounge (JFK)
Capital One’s newest lounge opened in June at New York’s JFK Worldwide Airport. It is the primary 24/7 lounge within the credit score card-branded area and Capital One’s largest to this point.
The lounge is in Terminal 4, a aggressive space for bank card lounges, simply previous safety.
Highlights inside embrace an all-day chilly buffet close to the eating space and a menu for made-to-order scorching dishes. Tables within the lounge characteristic QR codes to open the a la carte menu of scorching meals.
You may additionally be capable of order from a brand new bagel counter that gives recent Ess-a-Bagel meals that you may eat within the lounge or tackle the go.
Capital One additionally partnered with New York’s Murray’s Cheese to supply a cheesemonger station on the finish of the eating buffet, which includes a rotating number of 10 specialty cheeses, served with wines and meats.
The lounge additionally includes a signature bar with greater than 15 curated cocktails.
The lounge does not characteristic gyms or sleep pods, nevertheless it does present two personal rooms (first-come, first-served in 45-minute increments). There are seven all-gender restrooms, a mother and father’ room and a rest room that doubles as a bathe suite.
Capital One’s new lounge at JFK can be an awesome place to cost your gadgets, with a number of energy shops and USB-C ports close to seats, in addition to quick and free Wi-Fi, with the password conveniently displayed subsequent to the QR code at every desk.
Associated: Inside Capital One’s new ‘flagship’ lounge at JFK with spectacular facilities
Las Vegas Capital One Lounge (LAS)
Capital One opened its fourth lounge in Las Vegas’ Harry Reid Worldwide Airport (LAS) in February.
It is in the primary space of Terminal 3, Concourse D, on Stage 2 close to Gate 50. It is open each day from 5 a.m. to 11 p.m.
Inside, you may discover grab-and-go choices in addition to the small plates, craft cocktails and domestically roasted espresso we have come to anticipate from Capital One Lounges. And the lounge has its personal model of the right airport beer: the Woman Luck from Las Vegas Brewing Co.
Moreover, the area presents six personal gender-neutral restrooms absolutely outfitted with altering tables. It additionally has one rest room and two personal work rooms obtainable by reservation.
Do not miss the distinctive each day rituals provided on this lounge. All through the day, completely different beverage cart companies can be found: Italian-style shaken espresso within the morning, tea and pastries within the afternoon, and glowing wine at sundown to accompany the area’s spectacular views.
However all that glitters is not gold, and this lounge lacks a few of the perks we have come to like in different places; you will not discover showers, exercise areas or baggage lockers at this location.
Associated: Our first take a look at the LAS Capital One Lounge
Ronald Reagan Washington Nationwide Capital One Touchdown (DCA)
Capital One expanded its choices with the first Capital One Touchdown at Ronald Reagan Washington Nationwide Airport (DCA) in November 2024.
It is in DCA’s Terminal 2 close to Concourse D, closest to American Airways’ gates however a brief stroll away from gates utilized by different airways within the terminal, given the airport’s smaller measurement.
Whereas not explicitly a lounge, the Capital One Touchdown focuses largely on delivering an elevated eating expertise. It companions with the extremely acclaimed José Andrés Group to curate every location’s meals and beverage choices. Remaining true to its culinary heritage, the Touchdown serves Spanish-style tapas.
The Capital One Touchdown is organized in two components, and you may want to go away one area by going out into the terminal and strolling across the nook to go to the opposite area.
The Touchdown assigns visitors to a desk after check-in on the principal lounge as an alternative of permitting visitors to select and select the place they roam inside the area. You may obtain meals from Andrés, together with a tasty tapas menu that’s served rapidly, in addition to the choice for specialty drinks.
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CHRISTINE GALLIPEAU/THE POINTS GUY
It is a part of a novel partnership between Andrés and Capital One, the restaurateur’s first enterprise into airport eating.
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CHRISTINE GALLIPEAU/THE POINTS GUY
The second quick-service area, On the Fly, is an a la carte cafe that serves all vacationers (not simply these with entry to the lounge). Cardholders get a 50% low cost on all meals and drinks, however in any other case, it is largely your typical airport grab-and-go expertise.
You will not discover showers, rest areas or personal convention rooms on the Capital One Touchdown for the reason that space caters to the stop-and-go passengers that sometimes fly domestically out of DCA.
Associated: Our first take a look at the DCA Capital One Touchdown
Denver Capital One Lounge (DEN)
Capital One opened its third lounge in Denver Worldwide Airport (DEN) in November 2023.
Positioned in Concourse A, it is handy for these flying Frontier Airways, Delta Air Traces and most worldwide carriers, however passengers flying out of Concourse B and C must take an underground practice to entry it.
This lounge celebrates Denver’s distinctive tradition by way of its mountain-themed artwork and meals and beverage choices created by native suppliers.
Lounge visitors have their selection of bespoke cocktails, however do not miss the Denver location’s signature airport beer: the Sky Excessive P.A.
The lounge additionally presents meals and beverage choices in step with what we have come to anticipate from Capital One: a number of grab-and-go objects on the entrance of the lounge for these passing by way of, in addition to particular person servings of heavier bites for many who have a bit extra time.
Moreover, the lounge has two showers, two rest rooms, three personal workrooms (obtainable with a reservation) and a mother and father’ room.
Associated: Our first take a look at the DEN Capital One Lounge
Washington Dulles Capital One Lounge (IAD)
Capital One opened its second lounge location in Dulles Worldwide Airport in September 2023.
It is conveniently situated simply previous the TSA PreCheck safety strains.
Inside, guests can reap the benefits of a number of grab-and-go snack and drink choices if they should get to their gate rapidly. These with extra time can discover a spot within the open-concept area to settle in, the place they will select from a variety of single-serve meals choices and a bar with some eye-catching drinks.
Components of the native tradition are evident all through, from a nod to the nation’s capital in some artwork items to the cherry blossom margarita and domestically roasted espresso obtainable.
Associated: Our first take a look at the IAD Capital One Lounge
Dallas-Fort Value Capital One Lounge (DFW)
Capital One hit American Categorical’ Centurion Lounge head-on with its roughly 10,000-square-foot Dallas Fort Value Worldwide Airport (DFW) location in Terminal D, close to Gate 22. The truth is, it is in the exact same terminal, simply steps from the Amex lounge.
Capital One’s DFW lounge honors the Dallas-Fort Value area in its design and visitor expertise, together with partnerships with space artists, breweries, espresso roasters and cocktail bars.
In creating this primary lounge, Capital One targeted on eco-friendly supplies, distinctive textures and attention-grabbing results like curved surfaces.
Greater than 55 items of unique paintings by native artists curated by the Tappan Collective and a big selection of unique works are on show, that includes numerous views and mediums, giving vacationers “a possibility to expertise the area by way of its artwork.”
Associated: Our assessment of the DFW Capital One Lounge
New York Metropolis Capital One Touchdown (LGA)
Capital One plans to open a second Touchdown, this time at LaGuardia Airport (LGA), in late 2025. This distinctive facility will debut in Terminal B.
We’ll replace this information after we obtain extra particulars.
What are the meals and drinks like at Capital One Lounges?
Capital One lounges provide a premium in-lounge eating expertise with seasonal menus and regionally sourced substances.
Throughout our visits, the dishes we have sampled have been fairly top-notch. One standout has been a beef bibimbap bowl that completely balances spicy and candy.
Talking of sweetness, the cannolis we have tasted have been deliciously crisp on the surface and candy and decadent on the within.
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WYATT SMITH/THE POINTS GUY
A ready-to-eat meals station options grab-and-go snacks, together with salads, recent fruits, juice photographs and rotating heat alternatives like breakfast sandwiches within the mornings and fresh-from-the-oven cookies within the afternoons.
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WYATT SMITH/THE POINTS GUY
For individuals who have the chance to sit down and calm down earlier than their flight, different catering highlights embrace craft cocktails, native beers and regional wines; eating stations (with vegetarian, vegan and gluten-free choices); and a full-service espresso and espresso bar from La Colombe.
Associated: The most effective bank cards for airport lounge entry
What wellness options are in Capital One Lounges?
Wellness is a vital ingredient within the Capital One lounge technique.
The truth is, the DFW location presents the choice of getting a full exercise earlier than your flight, with Peloton bikes and a yoga room.
And when you have time for a nap throughout your layover, the DFW, DEN and LAS places provide rest rooms with state-of-the-art nap pods and different facilities comparable to blankets and eye masks.
Moreover, the DFW, IAD and DEN places have personal nursing rooms outfitted with lounge chairs, footrests, bottle heaters, minifridges with drinks, and additional counter area for diaper adjustments.
The LAS location additionally presents beverage add-ons within the type of powdered drink mix-ins supporting rest or vitality, relying in your temper. These are included in a few of the lounge’s craft cocktails, however visitors can request an add-on with any drink they order.
Capital One Lounges vs. Amex Centurion Lounges
American Categorical remodeled the lounge panorama by launching its first Centurion Lounge in 2013. Since then, Amex has opened greater than 25 lounges within the U.S. and throughout the globe.
Now, Capital One can be taking part in on this area. From what we have seen up to now, Amex seems to have stiff competitors in facilities, foods and drinks choices.
An apparent distinction between Capital One Lounges and Amex Centurion Lounges is the sheer variety of places. There are lots of extra Centurion Lounges within the U.S., and Capital One has but to open a lounge outdoors of the U.S.
Amex does not provide complimentary entry for visitors over 2 years previous, and most Centurion Lounges cost $50 for a visitor over 18 and $30 for a visitor underneath 18. Some places function with completely different visitor insurance policies, in order that’s essential to remember.
Capital One’s upcoming adjustments to lounge visitor entry make its coverage extra just like Amex’s restrictions.
Associated: Every little thing you might want to find out about Amex Centurion Lounge entry
Steadily requested questions
Who can entry Capital One Lounges?
Any traveler can entry a Capital One Lounge. Nevertheless, whether or not or not you need to pay a steep charge for entry is decided by whether or not you maintain a sure Capital One card.
If you happen to maintain the Capital One Enterprise X Rewards Credit score Card or Capital One Enterprise X Enterprise, you may obtain complimentary entry to the lounge for the first cardholder.
Beginning Feb. 1, 2026, approved customers of those playing cards won’t obtain complimentary entry. As an alternative, main cardholders pays $125 yearly for every approved person to entry lounges.
If you happen to maintain the Capital One Enterprise Rewards Credit score Card or Capital One Spark Miles for Enterprise, you may obtain entry at a particular entry price of $45 per particular person.
If you happen to fall outdoors of those teams, you may need to pay $90 per particular person to enter the lounge.
What’s the visitor coverage at Capital One Lounges?
Additionally starting Feb. 1, 2026, Enterprise X and Enterprise X Enterprise will not present complimentary visitor entry to the lounge. As an alternative, visitors should pay $45 to enter with a main cardholder. Visitors 17 and underneath can enter for $25, and visitors underneath 2 years previous are free.
If you happen to spend $75,000 in a calendar 12 months in your Enterprise X or Enterprise X Enterprise, you may earn the power to convey two complimentary visitors to the lounge.
Enterprise Rewards and Spark Miles for Enterprise cardholders can convey their visitors into the lounge for $45 per particular person, on high of the first cardholder’s worth at $45 per particular person. Beginning June 3, visitor passes for these underneath 18 might be $25 for these cardholders.
Which Capital One playing cards get you lounge entry?
The next playing cards present complimentary Capital One Lounge entry for the cardholder:
- Capital One Enterprise X Rewards Credit score Card
- Capital One Enterprise X Enterprise
The next playing cards present Capital One Lounge entry at a particular entry price of $45 per particular person:
- Capital One Enterprise Rewards Credit score Card
- Capital One Spark Miles for Enterprise
Are foods and drinks free in Capital One Lounges?
Sure, foods and drinks choices, together with alcoholic drinks, are free for visitors in Capital One Lounges.
Do you want a Enterprise X card to enter a Capital One Lounge?
Whereas the Enterprise X is the first solution to entry a Capital One Lounge, it’s also possible to earn complimentary entry with the Enterprise X Enterprise.
Plus, Enterprise Rewards and Spark Miles for Enterprise cardholders and their visitors can entry these lounges at a particular entry price of $45 per particular person.
Any traveler outdoors of those teams also can pay a $90 per particular person price to enter the lounge.
Do I would like a boarding move to entry Capital One Lounges?
Sure, you have to have a boarding move for a departing or connecting same-day flight to entry a Capital One Lounge. You will not be capable of enter when you have a boarding move for an arriving flight with out an onward connection.
Backside line
Capital One is making a reputation for itself with lounge perks like grab-and-go meals and beverage choices, native components all through its areas, and distinctive choices like a selected “good airport beer” at every location. Plus, the addition of its smaller Touchdown idea presents much more selection to cardholders.
Nevertheless, needless to say Capital One is about to vary how many individuals obtain complimentary airport entry with its Enterprise X and Enterprise X Enterprise playing cards. Licensed customers should pay to get limitless entry after Feb. 1, 2026. And, all visitors might be charged to enter except you spend $75,000 on the cardboard in 2025 (and yearly after).
Total, although, nonetheless keep watch over Capital One — it might simply take the high issuer lounge spot quickly.
Be taught extra: Capital One Enterprise X
Be taught extra: Capital One Enterprise X Enterprise
Be taught extra: Capital One Enterprise Rewards
Be taught extra: Capital One Spark Miles for Enterprise
Associated: How to decide on a bank card for airport lounge entry
