United Quest Card overview
The United Quest℠ Card (see charges and charges) is a wonderful alternative for people who fly United Airways steadily and might make the most of advantages like free checked baggage on United flights, precedence boarding and an inflight low cost. This card is a stable alternative for many who frequent United and might maintain observe of advantages to maximise their card membership. Card ranking*: ⭐⭐⭐⭐
*Card ranking is predicated on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.
The United Quest Card is the right “in-between” card for frequent United vacationers. It presents extra perks than the United℠ Explorer Card (see charges and charges) and a decrease annual charge than the premium United Membership℠ Card (see charges and charges).
Earlier this 12 months, the cardboard underwent an overhaul, including a number of new perks, altering a number of others and rising the annual charge to $350. Whereas this might sound like a destructive change, the brand new credit can simply offset this charge when you discover worth in them. The important thing right here is remembering to make use of them on a month-by-month or annual foundation.
The really useful credit score rating for the United Quest Card is at the very least 670. Nonetheless, it might be doable to get authorized with a decrease rating.
Here is what it is advisable know in regards to the United Quest Card to determine if it is the appropriate match for you.
United Quest Card professionals and cons
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United Quest Card welcome supply
New United Quest Card cardholders can earn 100,000 miles and three,000 Premier qualifying factors after spending $4,000 on qualifying purchases within the first three months from account opening.
That is the perfect supply we have seen within the card’s historical past. The cardboard hasn’t supplied 100,000 miles in a bonus since its launch in 2021, and even then, it required a a lot increased spending requirement.
What takes this supply over the sting is the three,000 PQP increase. These are probably the most PQPs supplied as a bonus by a protracted shot.
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In keeping with TPG’s June 2025 valuations, United miles are price 1.35 cents every, making the miles on this supply price $1,350.
Be aware that this supply isn’t out there to present or earlier cardmembers who obtained a brand new bonus inside the previous 24 months, and Chase’s 5/24 rule applies.
Associated: The final word information to incomes elite standing with United playing cards
United Quest Card advantages
The United Quest Card has some helpful perks for normal United flyers who do not essentially need or want the United Membership entry that comes with the top-tier United Membership℠ Card.
Listed here are among the prime perks.
TravelBank money
With this card, you may earn $200 in TravelBank money every account anniversary 12 months. TravelBank is a web based account the place United flyers can sustain with flight credit and extra to fund purchases with the service.
This credit score wipes out greater than half of the cardboard’s $350 annual charge.
Low cost on award redemptions
You will obtain one 10,000-mile low cost after your first cardmember anniversary.
As of June 2025, TPG values the ten,000-mile credit score at $135.
You may also earn a second 10,000-mile credit score after spending $20,000 on the cardboard in a calendar 12 months.
On prime of these perks, United Quest cardholders take pleasure in:
- Free checked baggage: First and second baggage for the cardholder and a companion on the identical reservation*
- Inflight low cost: 25% again on United inflight purchases
- Resort credit score: As much as a $150 annual assertion credit score on pay as you go reservations made via Famend Inns and Resorts for United® Cardmembers every account anniversary 12 months
- JSX credit score: As much as $150 in annual assertion credit on JSX flight purchases made every account anniversary 12 months
- PQP increase: A 1,000-PQP increase is utilized annually (this can seem in your MileagePlus account between February and April, starting in 2026)
- PQP earnings: Earn as much as 18,000 PQPs per calendar 12 months (1 PQP for each $20 you spend on purchases may be utilized towards your Premier standing qualification, as much as the Premier 1K degree)
- Precedence boarding
- Rental automotive credit score: As much as $40 every for the primary two Avis or Price range automotive leases booked via United Vehicles every account anniversary 12 months
- Instacart credit score: One $10 and one $5 month-to-month Instacart credit score, plus a three-month complimentary Instacart+ membership (ends Dec. 31, 2027)
- Trip-hailing credit score: As much as $8 in month-to-month assertion credit for ride-hailing providers, plus a bonus of $4 (for a complete of $12) in December (yearly opt-in required)
- TSA PreCheck/World Entry credit score: As much as $120 each 4 years
- Journey and buy protections
*You will need to use your Quest Card to pay on your ticket to examine your baggage totally free — together with the taxes and charges you pay whenever you e-book award tickets with miles.
Additionally, when you spend $40,000 on the cardboard in a calendar 12 months, you may obtain two international Economic system Plus seat upgrades.
This has turn out to be a laundry listing of credit overlaying all the pieces from grocery supply to rental vehicles and lodge reservations, nevertheless it additionally helps outweigh the United Quest Card’s increased annual charge.
A few of these perks shall be simpler to make use of than others. For example, when you do not frequent Avis or Price range for automotive leases or see your self reserving with JSX, these advantages could possibly be more durable to maximise. Others, just like the Instacart credit and the lodge profit, could possibly be extra beneficial for cardholders.
Usually, when you fly United recurrently, you may admire the credit and free checked baggage this card presents. And when you’re chasing United standing, the additional PQPs this card earns will fast-track your progress.
Associated: Airline baggage charges: How a lot it prices to examine a bag on main US airways
Incomes miles on the United Quest Card
On prime of United purchases, the United Quest Card earns bonus miles in a number of classes. With this card, you may earn:
- 8 miles per greenback spent on United flights
- 5 miles per greenback spent on lodge stays booked via Famend Inns and Resorts
- 3 miles per greenback spent on all different United purchases
- 2 miles per greenback spent on different journey purchases
- 2 miles per greenback spent on eating and choose streaming purchases
- 1 mile per greenback spent on all different purchases
The United Quest Card earns bonus miles on normal journey and eating purchases, in addition to on United spending. Nonetheless, you may discover comparable or higher earnings for these classes on different journey playing cards.
Associated: The perfect bank cards to make use of for United flights
Redeeming miles on the United Quest Card
Should you can make the most of United’s distinctive Excursionist Perk, you may get much more worth out of your MileagePlus miles.
You may also redeem your miles for non-flight objects, together with United Membership memberships, inflight Wi-Fi purchases, TSA PreCheck, automotive leases and lodge stays.
Moreover, you possibly can switch your miles to Marriott Bonvoy, however you may get a decrease worth out of your miles with any of those choices than you’d when you used them to e-book flights.
Andrea Rotondo, TPG’s director of content material operations, not too long ago redeemed 6,000 United miles for a one-way economic system flight between Frankfurt and Vienna.
Low-cost mile redemptions aren’t simply restricted to home flights; you can even safe unbelievable offers on worldwide journeys. Rachel Craft, a factors and miles author at TPG, redeemed 88,000 United miles for a one-way business-class ticket to Antananarivo, Madagascar, from Denver on Ethiopian Airways. That flight would have ordinarily price her round $9,000 if she paid with money.
Associated: The way to redeem miles with the United MileagePlus program
Which playing cards compete with the United Quest Card?
In order for you extra United perks or cannot justify the annual charge on the United Quest Card, one in all these playing cards could also be a greater match:
- In order for you United Membership entry: The United Membership Card presents much more United advantages. It has a better annual charge of $695, however the United Membership membership is price as much as $750, so this one perk justifies the cardboard’s annual charge. The cardboard additionally comes with increased incomes charges on United purchases. To study extra, take a look at our full evaluate of the United Membership Card.
- In order for you extra versatile rewards: The Chase Sapphire Most popular® Card (see charges and charges) has comparable bonus classes and means that you can switch your Chase Final Rewards factors to United or any of Chase’s different switch companions. Plus, it comes with a decrease annual charge of $95. To study extra, take a look at our full evaluate of the Chase Sapphire Most popular.
- In order for you United advantages for a decrease annual charge: The United℠ Explorer Card earns bonus miles on United purchases. It features a free checked bag for you and a companion however is inexpensive to carry, coming with a $0 introductory annual charge for the primary 12 months, then $150 afterward. To study extra, take a look at our full evaluate of the United Explorer Card.
For added choices, browse our full lists of greatest airline bank cards and greatest journey bank cards.
Associated: United Quest vs. United Membership: How premium do you wish to go?
Is the United Quest Card price it?
The $350 annual charge may appear steep, however when you maximize the $200 TravelBank money and examine a typical bag on 4 one-way United flights per 12 months, you may come out forward.
Backside line
The United Quest℠ Card presents a bunch of advantages for United vacationers and a number of journey perks to make the most of annually. Should you’re a frequent United flyer keen to maximise this suite of advantages, this card could possibly be an ideal alternative for you.
That being stated, anybody wanting complimentary airport lounge entry or extra versatile rewards may select a distinct route.
Apply right here: United Quest℠ Card
